Compound Interest with Monthly Contributions: $100/mo at 7% for 30 Years
See the real power of compound interest with monthly contributions. $100/month at 7% for 30 years = ? Detailed year-by-year breakdown for 2026.
Read article →Find your nest egg target and current shortfall.
Your retirement gap is the difference between your projected savings and what you will actually need to maintain your desired lifestyle. Closing it requires disciplined saving and investing today.
Core Formula
Gap = Target Nest Egg − Projected Savings
How much income do I need in retirement?
A common benchmark is 70–80% of pre-retirement income. Adjust for expected healthcare costs, travel, and downsizing.
What is the 4% rule?
The 4% rule suggests withdrawing 4% of your nest egg annually, adjusted for inflation, to sustain a 30-year retirement with high probability of success.
* All calculations above are theoretical estimates. Actual returns vary based on market performance, fees, taxes, inflation, and economic factors. This tool is for educational purposes only — not financial advice.
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See the real power of compound interest with monthly contributions. $100/month at 7% for 30 years = ? Detailed year-by-year breakdown for 2026.
Read article →Wondering how much to save for retirement by age? Here are 2026's age-based benchmarks from leading financial planners, covering ages 25 through 60 with concrete monthly savings targets.
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Ads are from third parties. CompoundFig does not endorse advertised products and is not responsible for their claims. Our calculators remain independent educational estimates.