Compound Interest with Monthly Contributions: $100/mo at 7% for 30 Years
See the real power of compound interest with monthly contributions. $100/month at 7% for 30 years = ? Detailed year-by-year breakdown for 2026.
Read article →Recurring Deposit Compound Calculator
Calculate growth of regular recurring deposits with compounding.
Understanding This Calculator
Recurring deposits combine regular saving discipline with the power of compounding. See how even modest monthly sums grow into meaningful wealth over decades.
Core Formula
FV = PMT × [((1 + r/n)^(nt) - 1) / (r/n)]
Is recurring deposit better than lump sum?
Mathematically, lump-sum investing earlier typically outperforms. Recurring deposits excel for savers building capital gradually from paychecks.
What compounding frequency is best?
Higher frequencies (daily > monthly > quarterly) produce slightly more return, but the contribution amount and timeline matter far more.
* All calculations above are theoretical estimates. Actual returns vary based on market performance, fees, taxes, inflation, and economic factors. This tool is for educational purposes only — not financial advice.
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Ads are from third parties. CompoundFig does not endorse advertised products and is not responsible for their claims. Our calculators remain independent educational estimates.